Flexible Funding for Growth
When you’re ready to take your business to the next level, a small business term loan from FlexLendCapital gives you the working capital you need with a repayment schedule tailored to your unique cash flow.
Whether you’re opening a new location, purchasing equipment, or stabilizing your cash reserves, our term loans are fast, flexible, and designed to work with the way your business operates.
A term loan provides your business with a lump sum of capital upfront, which you repay over a fixed term through automatic payments.
At FlexLendCapital, repayment can be scheduled daily, weekly, or monthly — depending on your credit profile, revenue, and average daily bank balance. You’ll know your total repayment amount from day one, and payments remain consistent until the loan is fully satisfied.
Decisions in as little as 24–48 hours.
Daily, weekly, or monthly based on your business profile.
Know exactly what you’ll repay before you sign.
Get the funding you need without risking assets.
Growth, equipment, payroll, marketing, or seasonal working capital.
650+
3+ years preferred
$15,000+
3–6 months of recent statements
If you meet these criteria, you could be approved and funded in as little as 24 hours.
Term loans are an excellent choice for business owners who want:
Complete a simple online application and submit bank statements.
Most decisions are made within 24–48 hours.
Select the funding amount and payment frequency that match your cash flow.
Capital is deposited directly into your business bank account.
Consistent payments continue until your term is complete.
Open a new location, remodel, or add space.
Invest in advertising to boost revenue.
Upgrade essential tools or machinery.
Combine multiple payments into one predictable schedule.
Smooth out cash flow during slow periods.
Approvals in as little as 24 hours. OK
Daily, weekly, or monthly schedules tailored to your business profile. OK
Clear, upfront repayment amounts — no hidden fees. OK
Our funding advisors guide you from start to finish.
A business term loan from FlexLendCapital gives you the speed, flexibility, and confidence to invest in your growth.
Apply today and get a decision in as little as 24 hours.
A: A term loan provides your business with a lump sum of capital that you repay over a fixed term through automatic daily, weekly, or monthly payments. You know your total repayment amount upfront, so budgeting is simple.
A: Unlike revolving credit or short-term cash advances, a term loan has a fixed term and predictable payments, making it ideal for planned projects, expansions, or larger purchases where consistent budgeting matters.
A: Most term loan programs require a minimum credit score of 600. However, we look closely at your cash flow, revenue, and average daily bank balance to determine eligibility — not just your credit.
A: Most approvals are made within 24–48 hours, with funds deposited shortly after you accept the offer.
A: Payments can be daily, weekly, or monthly depending on your qualifications and what works best for your cash flow. The amount remains consistent until the loan is fully repaid.
A: To get pre-approved, you’ll need:
Additional documents like tax returns or P&L statements may be requested for larger approvals.
A: Most businesses qualify for term loans between $25,000 and $500,000+ depending on revenue, credit, and business history.
A: Yes — and early repayment may reduce your total cost depending on the program. Ask your advisor for details about early payoff options.
A: No — most term loans are unsecured, meaning you don’t need to pledge business or personal assets to qualify.
A: Term loans are available to most industries, including construction, retail, restaurants, trucking, healthcare, professional services, and more — as long as you meet the minimum revenue and credit requirements.
A: Our pre-approval process uses a soft credit pull, which does not affect your credit score. A hard pull is typically done only after you accept funding.
