Flexible, Recurring Access to Capital
Cash flow challenges happen — but waiting weeks for funding shouldn’t be one of them. A Business Line of Credit from FlexLendCapital gives you on-demand access to working capital whenever your business needs it.
Draw what you need, when you need it, repay automatically, and reuse your available credit again — without going through another application.
A line of credit works like a revolving funding account for your business. You receive an approved credit limit and can draw funds as often as you like — paying interest or fees only on the amount you use.
As you repay, your available balance replenishes, so you always have capital ready for the next opportunity, repair, or seasonal need.
Draw funds anytime, up to your approved limit.
Costs apply only to the amount you draw.
Repay and re-borrow without reapplying.
Daily, weekly, or monthly — customized based on credit, revenue, and average daily bank balance.
Get a decision in 24–48 hours and access funds right away.
620+
2+ years
$15,000+
3–6 months of recent business bank statements
Meet these requirements and you could have access to capital in as little as 24 hours.
A line of credit is perfect if you want:
Complete a simple online application and submit your bank statements.
Most approvals are completed in 24–48 hours.
Access funds up to your limit when you need them.
Payments are drafted on your approved schedule.
As you repay, funds become available again for future use.
Stock up before peak seasons without draining cash.
Handle equipment repairs or vendor invoices quickly.
Cover payroll, utilities, or slow-payment cycles.
Move fast on new contracts or marketing campaigns.
Get approved quickly and keep funds available for whenever you need them.
Daily, weekly, or monthly schedules designed to fit your business.
No hidden fees, no surprises — know what you’ll pay from the start.
Our funding advisors help you make the most of your credit line. Always-Ready Credit
With a FlexLendCapital Business Line of Credit, you can manage cash flow, plan for growth, and never miss an opportunity.
Apply today and get approved in as little as 24 hours.
Sarah runs a growing online store with big seasonal swings. She needed a way to buy holiday inventory without applying for a new loan every time.
FlexLendCapital approved Sarah for a $100,000 revolving line of credit with weekly payments that matched her cash flow. She now draws before peak seasons, repays as sales come in, and keeps her business stocked year-round.
“The line of credit gave me the freedom to plan inventory without stressing over cash. I know I can access funds whenever I need them.”
A: A business line of credit gives you access to a pool of funds that you can draw from whenever you need it. As you repay, the credit becomes available again — similar to how a credit card works, but usually with higher limits and better terms for businesses.
A: A term loan provides a single lump sum that you repay over a fixed term. A line of credit is revolving, so you can draw and repay multiple times without reapplying — perfect for managing cash flow, covering short-term expenses, or handling seasonal needs.
A: Most programs require a minimum credit score of 620 and at least 2 years in business. We also review your monthly revenue and average daily bank balance to determine the right credit limit for you.
A: Typical credit limits range from $25,000 to $250,000+ depending on your business revenue, credit profile, and cash flow.
A: Many lines of credit are approved within 24–48 hours, giving you access to capital quickly.
A: You can draw funds anytime up to your approved limit, usually through ACH transfer to your business bank account.
A: Payments can be daily, weekly, or monthly based on your approval and what works best with your business cash flow. You only pay for what you use, not your full credit limit.
A: To get pre-approved, you’ll need:
Other documents may be requested depending on the credit limit and program.
A: Yes! As you repay, your available credit replenishes, so you can use it again without reapplying — making it a great solution for ongoing needs.
A: No — most business lines of credit are unsecured. Approval is based on your credit, revenue, and cash flow.
A: Our pre-approval process uses a soft credit pull, which does not affect your credit score. A hard pull may occur only once you accept funding.
