A: We are a team of entrepreneurs who know how critical access to capital is for growing businesses. FlexLendCapital helps small and mid-sized businesses secure fast, flexible funding through term loans, lines of credit, equipment financing, SBA loans, business credit cards, and more — with approvals in as little as 24 hours.
A: FlexLendCapital funds many deals directly and also offers access to multiple lending programs. We match you with the program that best fits your business, credit score, industry, and region — so you get approved and funded as quickly as possible.
A: Our application process is quick and secure — just provide basic business details, recent bank statements, and (for some products) a credit report. Most applications take less than 10 minutes to complete.
A: Many of our clients are approved and funded within 24 hours for products like term loans, MCAs, and lines of credit. SBA loans and equipment financing may take longer, depending on documentation requirements.
A: No — we focus heavily on your cash flow and business performance, not just your credit score. Our products start at a minimum credit score of 500
A: Most funding products require:
A: We provide multiple solutions so we can match the right product to your situation:
A: Payment frequency depends on the product and your profile. We offer daily, weekly, or monthly automated payments for most products, so you can choose what works best with your cash flow.
A: Our funding options are unsecured — meaning no hard collateral is required. Some larger SBA loans or equipment financing deals may use the asset or property being purchased as security.
A: Yes! Many products allow for early payoff, and in some cases, you can save on fees or interest by paying down your balance ahead of schedule.
A: Cost depends on the product, loan amount, and your qualifications. We’ll always provide clear terms upfront — including your factor rate or interest rate, repayment schedule, and total repayment amount — so there are no surprises.
A: No. FlexLendCapital is committed to complete transparency. You’ll see all costs in writing before accepting any offer.
A: We serve almost every industry — including construction, trucking, restaurants, retail, healthcare, e-commerce, and professional services. If your business generates at least $10,000 in monthly revenue, we likely have a program that can work for you.
A: Yes — we offer solutions like equipment financing and business credit cards that can work for newer businesses, provided you meet the credit and revenue requirements.
A: Often yes — as long as you have stable revenue, no open bankruptcies or defaults, and meet the minimum credit threshold, we may still be able to approve you.
A: Most products begin repayment after funding. Your advisor will confirm your exact schedule before funding.
A: Yes — many of our clients qualify for larger approvals once they’ve successfully repaid a portion of their first funding. We make repeat approvals even faster.
A: Yes — responsible repayment can help improve your business credit profile, opening the door to better terms in the future.
A: That’s what we’re here for! Our advisors will review your application, discuss your goals, and present you with the best available options so you can choose with confidence.
A: Click Apply Now to begin your online application — it takes just a few minutes, and you could have funding in your account as soon as tomorrow.
A: Click Apply Now to begin your online application — it takes just a few minutes, and you could have funding in your account as soon as tomorrow.
