Get the Tools Your Business Needs to Grow
The right equipment can transform your business — but paying for it upfront can drain your cash flow. FlexLendCapital’s Equipment Financing program helps you get the equipment you need now and pay for it over time with predictable payments.
Whether you’re in construction, manufacturing, healthcare, logistics, or food service, our financing solutions keep your business competitive and moving forward.
Equipment financing allows you to acquire essential business equipment without tying up all your capital. You receive funding for your equipment purchase, the vendor is paid directly, and you repay the amount over time through fixed monthly payments.
We also offer equipment leasing, allowing you to use the equipment for a set term with the option to buy, upgrade, or return at the end of the lease.
Preserve cash for other expenses.
Monthly repayment schedules tailored to your cash flow.
Flexible options for different equipment types.
Get approved and funded in as little as 24–48 hours.
Section 179 deductions may apply, allowing you to write off qualifying equipment purchases.*
580–650+ (lower scores may qualify with larger down payments or higher rates)
6–12+ months; some programs available for startups
Around $100,000+, though some options are available with more flexible requirements
Typically 10–20%, but $0 down may be available for well-qualified borrowers
Business registration, recent tax returns, bank statements, proof of location, and equipment quotes or invoices
At FlexLendCapital, our goal is to make the process fast and simple — so you can get your equipment working for you as soon as possible.
Provide an invoice or vendor estimate.
Complete a short application and submit basic documentation.
Most decisions within 24–48 hours.
We fund your vendor so you can take delivery fast.
Automated daily, weekly, or monthly payments until the balance is satisfied.
Excavators, loaders, trucks, cranes
Ovens, refrigerators, POS systems
Imaging equipment, chairs, diagnostic tools
CNC machines, assembly line upgrades
Delivery vehicles, trailers, forklifts
Minimal paperwork, quick approvals.
Know your total cost upfront — no surprises.
Payments customized to fit your business cash flow.
Our advisors help you choose the best option for your situation.
Don’t let outdated equipment hold your business back. With FlexLendCapital Equipment Financing, you can invest in the tools you need today, keep your cash flow strong, and repay on a schedule that works for you.
Apply today and have your vendor paid in as little as 24 hours — so you can get back to building, creating, and growing.
Carlos needed a new skid steer to take on larger contracts but didn’t want to tie up cash reserves.
FlexLendCapital approved $80,000 in equipment financing with weekly payments designed around his cash flow. Carlos got his new machine delivered within days, completed more jobs, and increased his monthly revenue significantly.
“FlexLendCapital made it easy to get the equipment we needed fast. The weekly payments were manageable, and the machine paid for itself in new projects.
A: Equipment financing allows you to purchase or lease the equipment your business needs and pay for it over time through fixed daily, weekly, or monthly payments. The equipment often serves as the security for the financing, so you don’t have to put up other collateral.
A: Almost any business-critical equipment can be financed, including:
A: Most programs require a minimum credit score of 620 and at least 2 years in business, though approvals are also based on your revenue and the type of equipment being purchased.
A: You can typically finance up to 100% of the equipment cost, depending on your credit and cash flow. Most approvals range from $10,000 to $500,000+.
A: Many equipment financing approvals are completed within 24–48 hours, so you can move forward with your purchase quickly.
A: Payments can be daily, weekly, or monthly depending on your cash flow and approval. You’ll know the payment amount and total cost before you sign, so there are no surprises.
A: To get pre-approved, you’ll need:
Other documentation may be requested depending on the size of the financing.
A: Yes — but used equipment must be purchased from a licensed dealer and meet age and condition requirements. We cannot finance equipment bought directly from private individuals.
A: Some programs offer $0 down options for well-qualified applicants. Others may require 10–20% down depending on credit and equipment type.
A: Yes — many equipment financing programs allow early payoff, and some offer discounts for paying off ahead of schedule.
A: Once you’ve successfully made payments for a portion of your term, you may be eligible for additional financing or upgrades with even better terms.
