Scalable Funding for Online Businesses

Running an e-commerce business means balancing ad spend, inventory purchases, and fulfillment costs — often weeks before you see the revenue from sales. Whether you sell through Shopify, Amazon, Etsy, or your own online store, cash flow timing is everything.

At FlexLendCapital, we help e-commerce business owners get fast, flexible funding to cover expenses, keep ads running, and stay fully stocked — so you never miss a sales opportunity.

Common Uses for E-Commerce Financing

Inventory Purchases

Stock up before peak seasons or new product launches

Marketing & Ad Spend

Scale campaigns on Google, Facebook, TikTok, and Amazon

Fulfillment & Shipping Costs

Cover carrier fees and third-party logistics expenses

Website Upgrades

Improve site speed, design, and conversion rates

Staffing Needs

Hire virtual assistants or fulfillment staff to keep up with demand

Cash Flow Bridge

Smooth out the gap between paying suppliers and receiving customer payments

Typical Requirements

To qualify for e-commerce funding, you’ll typically need:

Credit Score

500+ (higher credit may unlock better terms)

Time in Business

6+ months preferred

Monthly Revenue

$10,000+ in deposits (can include online sales revenue)

Bank Statements

3–6 months of business bank statements

Completed Credit Application

uick online form to get pre-approved

Additional documentation may be requested depending on the funding program and approval amount.

Why E-Commerce Owners Choose FlexLendCapital

Fast Funding

Approvals in as little as 24 hours

Tailored Programs

Term loans, lines of credit, and MCA programs ideal for online businesses

Flexible Payments

Daily, weekly, or monthly repayment schedules

No Collateral Required

Most programs are unsecured

Growth-Focused

Perfect for businesses scaling ad spend and inventory

With online competition growing every day, you can’t afford to run out of inventory or pause ads because of cash flow. FlexLendCapital keeps your business funded and ready to scale — so you can focus on sales, not financing.