Flexible, Fast Funding for Your Business
Get the Capital You Need — Build Business Credit Along the Way
Business moves fast — and having access to revolving credit can give you the edge. FlexLendCapital helps business owners get approved for high-limit business credit cards that can cover expenses, fund growth, and strengthen your credit profile over time.
Business credit cards are a revolving line of credit for your company. You’re approved for a limit, can draw on it as needed, and repay as revenue comes in. This is a smart way to manage working capital, earn rewards, and separate business and personal expenses.
Use your card whenever expenses come up
Many cards offer 9–21 months of interest-free financing
Pay down balances as cash flow allows
Approval based on credit strength, not assets
Responsible use helps establish strong credit for the future
680 or higher across all three major credit bureaus (Experian, Equifax, TransUnion)
Submit a tri-merge credit report from a credit monitoring service such as MyScoreIQ
6+ months preferred (startups may qualify with strong credit)
$10,000+ recommended for best approvals
High-limit cards with 0% intro APR offers — build credit and cover everyday expenses.
Obtain a tri-merge credit report from MyScoreIQ or a similar service.
Provide your business and credit details through our secure portal.
We match you with the best cards for your profile — including intro 0% APR, rewards, or cash-back programs.
Approval based on credit strength, not assets Many approvals happen the same day.
Pay for expenses, earn rewards, and build your business credit history.
Supplies, subscriptions, and vendor invoices
Fund ads and growth initiatives
Flights, hotels, trade shows, and conferences
Smooth over slow months or unexpected costs
No guessing — know what you need to qualify before you apply
Get paired with the right cards quickly
Our team helps maximize approvals and limits
Ongoing Support
Having the right business credit card can be a powerful tool for growth — but you must start with a strong credit profile.
Get your tri-merge credit report today, and apply to see what cards you qualify for.
FAQs
A business credit card program helps you access revolving credit for everyday expenses, inventory, marketing, travel, or emergencies — without using personal credit cards. These cards often come with high limits, rewards, and 0% intro APR offers to give your business extra financial flexibility.
You must have a minimum credit score of 680 across all three credit bureaus (Experian, Equifax, and TransUnion) and provide a tri-merge credit report from a monitoring service like MyScoreIQ. This ensures we match you with the highest-limit and best-rate card programs available.
Most business owners are approved for combined credit limits ranging from $10,000 to $150,000+ depending on credit, income, and business profile.
Many approvals are same-day, and cards are typically mailed within 7–10 business days after final approval.
No — startups and newer businesses can qualify, as long as the credit score requirements are met. Established businesses may receive higher limits based on revenue and financials.
To get pre-approved, you’ll need:
A hard inquiry is required when applying for credit cards, which may have a small, temporary effect on your credit score. Responsible use of your cards can help build your business credit profile over time.
Yes — many of the cards we match clients with offer 0% intro APR periods of 9–21 months, which can be used as interest-free working capital if you pay off the balance before the intro period ends.
Yes — we often help clients secure multiple cards at once to maximize their total available credit and spread out utilization.
Our team reviews your credit report and business profile to match you with the best cards for your situation — including cash-back, rewards, travel, or 0% APR cards — so you get the right mix of benefits and limits.
